Umbrella Insurance

Umbrella Insurance in Williamsport, PA

Umbrella Insurance in Williamsport, PA | Richard H Baker Insurance Agency

Umbrella Insurance


We can't always change the results of an accident, but we could avoid any accompanying fiscal catastrophes with the extra protection provided by an umbrella insurance policy. Though the coverage given by your own homeowner and auto insurance policies will protect you in the event of personal injury, accident or liability, a Richard H Baker Insurance Agency umbrella policy picks up where the policy of your typical policy finishes.

What Does Extra Protection Include?


Discuss your options with our Educated Williamsport, PA insurance agents about your personal umbrella coverage for:
  • Extra coverage that goes beyond the limits of your home and auto insurance policies
  • Personal injury including defamation of character, libel and more
  • Legal defense coverage gives you financial protection in regards to legal expenses, such as hiring an attorney
  • Customized coverage options for maximum protection of your assets

When is Personal Umbrella Insurance Necessary?


Increased costs for healthcare and increasing rehab costs can add up quickly. If you are injured in a collision or are held accountable for damages or injury to somebody else, umbrella insurance can protect you from financial disaster. 

Consider Richard H Baker Insurance Agency umbrella insurance for:
  • Added protection to your homeowners insurance coverage
  • Extra protection if you are not the sole driver of your vehicle
  • Additional coverage for your personal and business assets
  • Increased insurance protection for your boat, motorcycle, RV or other vehicles
Determining just how much protection you need depends on many variables. Umbrella insurance raises the money payout of liability coverage for most principal policies and can also be tailored to pay for claims your existing policies exclude. Based on particular risks and your real assets, like an inground pool around your property, or a significant increase in earnings, Richard H Baker Insurance Agency experts in Williamsport, PA compare prices from a large number of carriers and tailor made umbrella coverage according to your particular situation.

With so many possibilities for umbrella insurance it's not surprising that most individuals don't know where to start. We can lead you through the process and clearly explain all the options open to you. Please contact us via phone or email to find out more.

Contact Us


Consult with a Richard H Baker Insurance Agency specialist to decide which insurance options are suitable for your requirements.
Share by: